Looking for Life Insurance in TX?
Life insurance is not only the cornerstone of a solid financial plan, but it’s hands down one of the most cost-effective ways to protect the people who depend on you financially.
What would happen to your family if you were to die prematurely? Would they be able to maintain their current lifestyle?
Would your kids be able to go to college? Would your spouse be able to shoulder the load with one income?
If you have a child, are married, or you are carrying any kind of debt, purchasing life insurance is a no-brainer.
If all three, well, hopefully, you already have life insurance. Here are a few other reasons to have life insurance though:
- charitable donations
- pay federal death and estate taxes
- create an inheritance for your heirs
- pay final expenses
How much life insurance do I need?
A mistake that we often see people make is basing their life insurance coverage on a guess, or just grabbing a number out of thin air without realizing what the impact of inflation could have on their life insurance proceeds.
One of the benefits of working with an independent agent like us is that we can sit down, and through a comprehensive needs analysis, determine the exact amount of coverage you will need to protect the people who depend on you.
The amount of coverage you need depends on a number of different variables. Here are a few examples:
- how many children you have
- your future earnings potential
- whether or not you’re married
- spouses future earnings potential
- you and your spouse’s age
- amount of debt you have
Troy Herrera – Marathon Entrusted
With a strong foundation in finance and a genuine passion for helping clients achieve financial security, I’ve dedicated my career to providing personalized wealth management and life insurance solutions that protect families and build lasting legacies.
As a Houston native who now calls Brenham home, my journey in financial services has been driven by a simple belief: every client deserves a trusted advisor who takes the time to understand their unique goals and circumstances. My finance degree provided the technical knowledge, but it’s the relationships I’ve built with clients across the nation that have truly shaped my approach to financial planning.
What distinguishes Marathon Entrusted is my commitment to making complex financial concepts accessible and actionable. Whether we’re discussing life insurance protection, retirement planning, or wealth accumulation strategies, I believe in taking a comprehensive, educational approach. I want my clients to not only understand what they’re investing in, but why it makes sense for their specific situation and long-term objectives.
At Marathon Entrusted, I focus on creating personalized strategies that adapt to life’s changes. Through our partnership with Dutka Integra Insurance, I’m able to provide seamless coordination between property and casualty protection and financial services—ensuring comprehensive coverage for all aspects of my clients’ lives.
My commitment is simple: to be a trusted resource who always puts your financial well-being first. Every conversation is an opportunity to provide value, clarity, and confidence as you work toward your financial goals.
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